TABLE 2 Present value of $1
PV = $1/(1 + i)n
n/i |
1.0% |
1.5% |
2.0% |
2.5% |
3.0% |
3.5% |
4.0% |
4.5% |
5.0% |
5.5% |
6.0% |
7.0% |
8.0% |
9.0% |
10.0% |
11.0% |
12.0% |
20.0% |
1 |
0.99010 |
0.98522 |
0.98039 |
0.97561 |
0.97087 |
0.96618 |
0.96154 |
0.95694 |
0.95238 |
0.94787 |
0.94340 |
0.93458 |
0.92593 |
0.91743 |
0.90909 |
0.90090 |
0.89286 |
0.83333 |
2 |
0.98030 |
0.97066 |
0.96117 |
0.95181 |
0.94260 |
0.93351 |
0.92456 |
0.91573 |
0.90703 |
0.89845 |
0.89000 |
0.87344 |
0.85734 |
0.84168 |
0.82645 |
0.81162 |
0.79719 |
0.69444 |
3 |
0.97059 |
0.95632 |
0.94232 |
0.92860 |
0.91514 |
0.90194 |
0.88900 |
0.87630 |
0.86384 |
0.85161 |
0.83962 |
0.81630 |
0.79383 |
0.77218 |
0.75131 |
0.73119 |
0.71178 |
0.57870 |
4 |
0.96098 |
0.94218 |
0.92385 |
0.90595 |
0.88849 |
0.87144 |
0.85480 |
0.83856 |
0.82270 |
0.80722 |
0.79209 |
0.76290 |
0.73503 |
0.70843 |
0.68301 |
0.65873 |
0.63552 |
0.48225 |
5 |
0.95147 |
0.92826 |
0.90573 |
0.88385 |
0.86261 |
0.84197 |
0.82193 |
0.80245 |
0.78353 |
0.76513 |
0.74726 |
0.71299 |
0.68058 |
0.64993 |
0.62092 |
0.59345 |
0.56743 |
0.40188 |
6 |
0.94205 |
0.91454 |
0.88797 |
0.86230 |
0.83748 |
0.81350 |
0.79031 |
0.76790 |
0.74622 |
0.72525 |
0.70496 |
0.66634 |
0.63017 |
0.59627 |
0.56447 |
0.53464 |
0.50663 |
0.33490 |
7 |
0.93272 |
0.90103 |
0.87056 |
0.84127 |
0.81309 |
0.78599 |
0.75992 |
0.73483 |
0.71068 |
0.68744 |
0.66506 |
0.62275 |
0.58349 |
0.54703 |
0.51316 |
0.48166 |
0.45235 |
0.27908 |
8 |
0.92348 |
0.88771 |
0.85349 |
0.82075 |
0.78941 |
0.75941 |
0.73069 |
0.70319 |
0.67684 |
0.65160 |
0.62741 |
0.58201 |
0.54027 |
0.50187 |
0.46651 |
0.43393 |
0.40388 |
0.23257 |
9 |
0.91434 |
0.87459 |
0.83676 |
0.80073 |
0.76642 |
0.73373 |
0.70259 |
0.67290 |
0.64461 |
0.61763 |
0.59190 |
0.54393 |
0.50025 |
0.46043 |
0.42410 |
0.39092 |
0.36061 |
0.19381 |
10 |
0.90529 |
0.86167 |
0.82035 |
0.78120 |
0.74409 |
0.70892 |
0.67556 |
0.64393 |
0.61391 |
0.58543 |
0.55839 |
0.50835 |
0.46319 |
0.42241 |
0.38554 |
0.35218 |
0.32197 |
0.16151 |
11 |
0.89632 |
0.84893 |
0.80426 |
0.76214 |
0.72242 |
0.68495 |
0.64958 |
0.61620 |
0.58468 |
0.55491 |
0.52679 |
0.47509 |
0.42888 |
0.38753 |
0.35049 |
0.31728 |
0.28748 |
0.13459 |
12 |
0.88745 |
0.83639 |
0.78849 |
0.74356 |
0.70138 |
0.66178 |
0.62460 |
0.58966 |
0.55684 |
0.52598 |
0.49697 |
0.44401 |
0.39711 |
0.35553 |
0.31863 |
0.28584 |
0.25668 |
0.11216 |
13 |
0.87866 |
0.82403 |
0.77303 |
0.72542 |
0.68095 |
0.63940 |
0.60057 |
0.56427 |
0.53032 |
0.49856 |
0.46884 |
0.41496 |
0.36770 |
0.32618 |
0.28966 |
0.25751 |
0.22917 |
0.09346 |
14 |
0.86996 |
0.81185 |
0.75788 |
0.70773 |
0.66112 |
0.61778 |
0.57748 |
0.53997 |
0.50507 |
0.47257 |
0.44230 |
0.38782 |
0.34046 |
0.29925 |
0.26333 |
0.23199 |
0.20462 |
0.07789 |
15 |
0.86135 |
0.79985 |
0.74301 |
0.69047 |
0.64186 |
0.59689 |
0.55526 |
0.51672 |
0.48102 |
0.44793 |
0.41727 |
0.36245 |
0.31524 |
0.27454 |
0.23939 |
0.20900 |
0.18270 |
0.06491 |
16 |
0.85282 |
0.78803 |
0.72845 |
0.67362 |
0.62317 |
0.57671 |
0.53391 |
0.49447 |
0.45811 |
0.42458 |
0.39365 |
0.33873 |
0.29189 |
0.25187 |
0.21763 |
0.18829 |
0.16312 |
0.05409 |
17 |
0.84438 |
0.77639 |
0.71416 |
0.65720 |
0.60502 |
0.55720 |
0.51337 |
0.47318 |
0.43630 |
0.40245 |
0.37136 |
0.31657 |
0.27027 |
0.23107 |
0.19784 |
0.16963 |
0.14564 |
0.04507 |
18 |
0.83602 |
0.76491 |
0.70016 |
0.64117 |
0.58739 |
0.53836 |
0.49363 |
0.45280 |
0.41552 |
0.38147 |
0.35034 |
0.29586 |
0.25025 |
0.21199 |
0.17986 |
0.15282 |
0.13004 |
0.03756 |
19 |
0.82774 |
0.75361 |
0.68643 |
0.62553 |
0.57029 |
0.52016 |
0.47464 |
0.43330 |
0.39573 |
0.36158 |
0.33051 |
0.27651 |
0.23171 |
0.19449 |
0.16351 |
0.13768 |
0.11611 |
0.03130 |
20 |
0.81954 |
0.74247 |
0.67297 |
0.61027 |
0.55368 |
0.50257 |
0.45639 |
0.41464 |
0.37689 |
0.34273 |
0.31180 |
0.25842 |
0.21455 |
0.17843 |
0.14864 |
0.12403 |
0.10367 |
0.02608 |
21 |
0.81143 |
0.73150 |
0.65978 |
0.59539 |
0.53755 |
0.48557 |
0.43883 |
0.39679 |
0.35894 |
0.32486 |
0.29416 |
0.24151 |
0.19866 |
0.16370 |
0.13513 |
0.11174 |
0.09256 |
0.02174 |
24 |
0.78757 |
0.69954 |
0.62172 |
0.55288 |
0.49193 |
0.43796 |
0.39012 |
0.34770 |
0.31007 |
0.27666 |
0.24698 |
0.19715 |
0.15770 |
0.12640 |
0.10153 |
0.08170 |
0.06588 |
0.01258 |
25 |
0.77977 |
0.68921 |
0.60953 |
0.53939 |
0.47761 |
0.42315 |
0.37512 |
0.33273 |
0.29530 |
0.26223 |
0.23300 |
0.18425 |
0.14602 |
0.11597 |
0.09230 |
0.07361 |
0.05882 |
0.01048 |
28 |
0.75684 |
0.65910 |
0.57437 |
0.50088 |
0.43708 |
0.38165 |
0.33348 |
0.29157 |
0.25509 |
0.22332 |
0.19563 |
0.15040 |
0.11591 |
0.08955 |
0.06934 |
0.05382 |
0.04187 |
0.00607 |
29 |
0.74934 |
0.64936 |
0.56311 |
0.48866 |
0.42435 |
0.36875 |
0.32065 |
0.27902 |
0.24295 |
0.21168 |
0.18456 |
0.14056 |
0.10733 |
0.08215 |
0.06304 |
0.04849 |
0.03738 |
0.00506 |
30 |
0.74192 |
0.63976 |
0.55207 |
0.47674 |
0.41199 |
0.35628 |
0.30832 |
0.26700 |
0.23138 |
0.20064 |
0.17411 |
0.13137 |
0.09938 |
0.07537 |
0.05731 |
0.04368 |
0.03338 |
0.00421 |
31 |
0.73458 |
0.63031 |
0.54125 |
0.46511 |
0.39999 |
0.34423 |
0.29646 |
0.25550 |
0.22036 |
0.19018 |
0.16425 |
0.12277 |
0.09202 |
0.06915 |
0.05210 |
0.03935 |
0.02980 |
0.00351 |
40 |
0.67165 |
0.55126 |
0.45289 |
0.37243 |
0.30656 |
0.25257 |
0.20829 |
0.17193 |
0.14205 |
0.11746 |
0.09722 |
0.06678 |
0.04603 |
0.03184 |
0.02209 |
0.01538 |
0.01075 |
0.00068 |