Table 3 Future Value of an Ordinary Annuity of $1
FVA = ((1+i)n − 1)/i
| n/i |
1.0% |
1.5% |
2.0% |
2.5% |
3.0% |
3.5% |
4.0% |
4.5% |
5.0% |
5.5% |
6.0% |
7.0% |
8.0% |
9.0% |
10.0% |
11.0% |
12.0% |
20.0% |
| 1 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
1.0000 |
| 2 |
2.0100 |
2.0150 |
2.0200 |
2.0250 |
2.0300 |
2.0350 |
2.0400 |
2.0450 |
2.0500 |
2.0550 |
2.0600 |
2.0700 |
2.0800 |
2.0900 |
2.1000 |
2.1100 |
2.1200 |
2.2000 |
| 3 |
3.0301 |
3.0452 |
3.0604 |
3.0756 |
3.0909 |
3.1062 |
3.1216 |
3.1370 |
3.1525 |
3.1680 |
3.1836 |
3.2149 |
3.2464 |
3.2781 |
3.3100 |
3.3421 |
3.3744 |
3.6400 |
| 4 |
4.0604 |
4.0909 |
4.1216 |
4.1525 |
4.1836 |
4.2149 |
4.2465 |
4.2782 |
4.3101 |
4.3423 |
4.3746 |
4.4399 |
4.5061 |
4.5731 |
4.6410 |
4.7097 |
4.7793 |
5.3680 |
| 5 |
5.1010 |
5.1523 |
5.2040 |
5.2563 |
5.3091 |
5.3625 |
5.4163 |
5.4707 |
5.5256 |
5.5811 |
5.6371 |
5.7507 |
5.8666 |
5.9847 |
6.1051 |
6.2278 |
6.3528 |
7.4416 |
| 6 |
6.1520 |
6.2296 |
6.3081 |
6.3877 |
6.4684 |
6.5502 |
6.6330 |
6.7169 |
6.8019 |
6.8881 |
6.9753 |
7.1533 |
7.3359 |
7.5233 |
7.7156 |
7.9129 |
8.1152 |
9.9299 |
| 7 |
7.2135 |
7.3230 |
7.4343 |
7.5474 |
7.6625 |
7.7794 |
7.8983 |
8.0192 |
8.1420 |
8.2669 |
8.3938 |
8.6540 |
8.9228 |
9.2004 |
9.4872 |
9.7833 |
10.0890 |
12.9159 |
| 8 |
8.2857 |
8.4328 |
8.5830 |
8.7361 |
8.8923 |
9.0517 |
9.2142 |
9.3800 |
9.5491 |
9.7216 |
9.8975 |
10.2598 |
10.6366 |
11.0285 |
11.4359 |
11.8594 |
12.2997 |
16.4991 |
| 9 |
9.3685 |
9.5593 |
9.7546 |
9.9545 |
10.1591 |
10.3685 |
10.5828 |
10.8021 |
11.0266 |
11.2563 |
11.4913 |
11.9780 |
12.4876 |
13.0210 |
13.5795 |
14.1640 |
14.7757 |
20.7989 |
| 10 |
10.4622 |
10.7027 |
10.9497 |
11.2034 |
11.4639 |
11.7314 |
12.0061 |
12.2882 |
12.5779 |
12.8754 |
13.1808 |
13.8164 |
14.4866 |
15.1929 |
15.9374 |
16.7220 |
17.5487 |
25.9587 |
| 11 |
11.5668 |
11.8633 |
12.1687 |
12.4835 |
12.8078 |
13.1420 |
13.4864 |
13.8412 |
14.2068 |
14.5835 |
14.9716 |
15.7836 |
16.6455 |
17.5603 |
18.5312 |
19.5614 |
20.6546 |
32.1504 |
| 12 |
12.6825 |
13.0412 |
13.4121 |
13.7956 |
14.1920 |
14.6020 |
15.0258 |
15.4640 |
15.9171 |
16.3856 |
16.8699 |
17.8885 |
18.9771 |
20.1407 |
21.3843 |
22.7132 |
24.1331 |
39.5805 |
| 13 |
13.8093 |
14.2368 |
14.6803 |
15.1404 |
15.6178 |
16.1130 |
16.6268 |
17.1599 |
17.7130 |
18.2868 |
18.8821 |
20.1406 |
21.4953 |
22.9534 |
24.5227 |
26.2116 |
28.0291 |
48.4966 |
| 14 |
14.9474 |
15.4504 |
15.9739 |
16.5190 |
17.0863 |
17.6770 |
18.2919 |
18.9321 |
19.5986 |
20.2926 |
21.0151 |
22.5505 |
24.2149 |
26.0192 |
27.9750 |
30.0949 |
32.3926 |
59.1959 |
| 15 |
16.0969 |
16.6821 |
17.2934 |
17.9319 |
18.5989 |
19.2957 |
20.0236 |
20.7841 |
21.5786 |
22.4087 |
23.2760 |
25.1290 |
27.1521 |
29.3609 |
31.7725 |
34.4054 |
37.2797 |
72.0351 |
| 16 |
17.2579 |
17.9324 |
18.6393 |
19.3802 |
20.1569 |
20.9710 |
21.8245 |
22.7193 |
23.6575 |
24.6411 |
25.6725 |
27.8881 |
30.3243 |
33.0034 |
35.9497 |
39.1899 |
42.7533 |
87.4421 |
| 17 |
18.4304 |
19.2014 |
20.0121 |
20.8647 |
21.7616 |
22.7050 |
23.6975 |
24.7417 |
25.8404 |
26.9964 |
28.2129 |
30.8402 |
33.7502 |
36.9737 |
40.5447 |
44.5008 |
48.8837 |
105.9306 |
| 18 |
19.6147 |
20.4894 |
21.4123 |
22.3863 |
23.4144 |
24.4997 |
25.6454 |
26.8551 |
28.1324 |
29.4812 |
30.9057 |
33.9990 |
37.4502 |
41.3013 |
45.5992 |
50.3959 |
55.7497 |
128.1167 |
| 19 |
20.8109 |
21.7967 |
22.8406 |
23.9460 |
25.1169 |
26.3572 |
27.6712 |
29.0636 |
30.5390 |
32.1027 |
33.7600 |
37.3790 |
41.4463 |
46.0185 |
51.1591 |
56.9395 |
63.4397 |
154.7400 |
| 20 |
22.0190 |
23.1237 |
24.2974 |
25.5447 |
26.8704 |
28.2797 |
29.7781 |
31.3714 |
33.0660 |
34.8683 |
36.7856 |
40.9955 |
45.7620 |
51.1601 |
57.2750 |
64.2028 |
72.0524 |
186.6880 |
| 21 |
23.2392 |
24.4705 |
25.7833 |
27.1833 |
28.6765 |
30.2695 |
31.9692 |
33.7831 |
35.7193 |
37.7861 |
39.9927 |
44.8652 |
50.4229 |
56.7645 |
64.0025 |
72.2651 |
81.6987 |
225.0256 |
| 30 |
34.7849 |
37.5387 |
40.5681 |
43.9027 |
47.5754 |
51.6227 |
56.0849 |
61.0071 |
66.4388 |
72.4355 |
79.0582 |
94.4608 |
113.2832 |
136.3075 |
164.4940 |
199.0209 |
241.3327 |
1181.8816 |
| 40 |
48.8864 |
54.2679 |
60.4020 |
67.4026 |
75.4013 |
84.5503 |
95.0255 |
107.0303 |
120.7998 |
136.6056 |
154.7620 |
199.6351 |
259.0565 |
337.8824 |
442.5926 |
581.8261 |
767.0914 |
7343.8578 |